Benefits of CashPlus
Take a look at the myriad of benefits you can enjoy with UOB CashPlus.

Express Approval2
Here's how it works
  • Simply fax your application to us from 9.00am to 2.00pm (Mondays to Fridays)
  • Within the same day, you will receive an SMS notification to inform you of the status of your application
  • You can start using the CashPlus facility upon receipt of the Welcome Pack and Cheque Book

  • Click to view details of each benefits.
    Credit Limit  
    Up to S$200,000 cash, or 4 times your monthly income, whichever is lower.
    Fixed or Flexible
    Choose to make structured repayments with UOB CashPlus Personal Loan or flexible repayments from as little as 3% of your outstanding balance or S$30, whichever is higher.
    CreditSure Plus
    A credit life insurance protection plan underwritten by Prudential Assurance Company Singapore (Pte) Ltd.  
    With an affordable premium rate of S$0.42 per S$100 of the outstanding balance on your UOB CashPlus account, CreditSure Plus covers up to S$100,000 in the event of Death, Total and Permanent Disability or Terminal Illness.
    Interest Rate  
    Pay interest only on what you use.
    1.48% per month or 17.8% per annum

    Note: The prevailing interest rate and default interest rate are subject to compounding if the monthly interest charges are not repaid in full.
    Earn Interest
    on Credit Balance  
    Account balances in excess of the outstanding amount earn you interest, just like a savings account.
    Easy Access
    To Cash  
    Access to cash through cheques, ATMs and internet funds transfers via UOB Personal Internet Banking.
    No collateral or guarantor required
    Online Banking
    Pay bills, make account balance enquiries, and more through UOB Personal Internet Banking.
    Call our 24-Hour, toll-free Call Centre at 1800 222 2121 or use our automated Phone Banking service whenever you need assistance.
    2 Express approval is not available on Saturday, Sunday and public holidays. Applications submitted after the above mentioned stipulated time will be processed on the next working day. Please note that application pending further documentation will not be eligible for Same day approval..